Two Critical Laws in the United States for a long time at the center of the crypto market efforts to regulate the crypto market has passed a significant threshold this week. The Agricultural Committee of the House of Representatives and the Financial Services Committee of the Digital Asset Market Structure Clarity Act, which aims to establish the legal basis of the digital asset market, approved the draft law with wide participation. On the other hand, the Senate is preparing to carry the Stablecoin regulatory law, known as GENIUS ACT, to the final vote. Both developments point to a historical turning point in the US regulatory approach to crypto currencies and digital assets.

🏛️ Double Approval in the Assembly: Clarity Act Draft passed through committees

In the simultaneous sessions held on Tuesday, the Agricultural Committee approved the bill with 6 against 47 and the Financial Services Committee with 19 votes against 32. Since both committees had different areas of authority in the crypto market, this parallel transition of the bill was critical. In particular, CLARITY ACT, which includes provisions to clarify the authority limits of two main regulatory institutions such as CFTC (Commodity Futures Trading Commission) and Securities and Exchange Commission), is the cornerstones of the long -awaited legal framework in the sector.

Republican Glenn “GT” Thompson, the President of the Agricultural Committee, described the bill as a step as a step that makes regulatory clarity to market participants, determines the control areas of CFTC and SEC, supporting American innovation and aiming to protect consumers. Thompson also argued that the arrangements would fill the existing gaps and make the digital asset ecosystem more secure and predictable.

🧩 Criticism and reservations from the Democrats

However, not all supports came from one mouth. Some democratic members at the Financial Services Committee claimed that the bill could open the door to incomplete arrangements and conflicts of political interest. David Scott, a democratic representative who serves in both Agricultural and Financial Services Committees, said that some parts of the law have “opened an under -control area from retail investors”. “CFTC is not a structured institution to supervise the investment products of CFTC retail, SC said Scott, and pointed out that SEC was left unauthorized.

🏦 Trump and Stablecoin Discussions

In the sessions where the bill was discussed, another title that attracted particular attention was former President Donald Trump’s relationship with stablecoin initiatives. Democrat Maxine Waters, a minority leader in the House of Representatives, demanded that Trump’s direct revenue from the stablecoin projects of the Hud Transparency Act of 2025. “Trump management may be forcing people to use their stablecoin to use HUD.

The Democratic members at the Financial Services Committee offered many changes, such as preventing Trump from making profits from crypto initiatives, increasing the number of decision -makers within the SEC and CFTC. However, all of these proposals were rejected in line with inter -party lines.

📜 Clarity Act: What does it cover?

The main purpose of Clarity Act is to clearly define which regulatory assets will be under the control of the regulatory institution. Accordingly, CFTC comes to the forefront in the regulation of assets classified as “digital commodity, and the assets seen as“ securities ”will remain under the authority. The bill also brings consumer protection measures and registration obligations for digital assets intermediary institutions and stock exchanges.

Since both committees have a say in different regulatory areas, the law texts after the voting will be combined within a single “committee report” and presented to the General Assembly of the Assembly. The final text of the bill will be reorganized in accordance with the changes of both committees.

🏛️ Genıus Act on the Senate Front is on the agenda

As Clarity Act progressed in the House of Representatives, the Senate also came to the final stage for Genıus Act, a comprehensive law for the Stablecoin market. The bill, which is presented under the title of “Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 , aims to protect and financial stability by regulating the export of US Dollar -supported stablecoins.

John Thune, the majority leader of the Senate, removed the latest procedure barriers to the bill to be offered to the quick vote on Monday. Thus, it is considered that the bill can be presented to a vote at an early date like Wednesday.

TD Cowen Analyst Jaret Seberg said Thune’s step in the Stablecoin law package “prevented irrelevant additions such as credit card arrangements” and the process accelerated.

🧮 How will the process continue?

If the Genius ACT passes through the Senate, this law may unite with a similar stablecoin law in the House of Representatives, which have already passed through committees. Congress members will evaluate two different scenarios at this point:

Either both laws will be merged to become a single comprehensive digital asset law,

Or the Senate bill will be presented directly to the Parliament.

This decision will also determine what kind of model it will adopt in the US digital asset regulations.

The two major steps for crypto beings at the US Congress will have a decisive effect not only in terms of filling the legal gaps, but also on global crypto markets. However, the extensive content of the bills, political strife, conflicts of interest and the adequacy of technical regulations show that this progress will not be easy.

Clarity Act and GenIus Act, not only digital asset investors; It has become laws that regulators, institutions and global markets should closely monitor.